Some pitfalls affecting ‘claims made’ liability insurance
Consider this hypothetical scenario: Joe, a successful financial advisor, has just completed his 10th year in business. The recent economic recession is looking more distant every day that passes,...
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Directors in Troubled Times: Notes for Company Directors
When debtors are beating on the door, how do directors sleep at night? “Like babies. They wake up in the middle of the night crying and screaming and frequently...
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Why conventional insurance is occurrence-based
Most consumers of insurance products expect their policy will pay out for a claimable incident which occurs during the policy period – that is, during the period for which...
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